In times of crisis, true strength comes to the fore. At Cembra, we successfully navigated the challenges that 2020 brought, and we had the strength to do that because we stayed focused. We concentrated on what we are good at: providing financing solutions and services in Switzerland. But our solidity also comes from five key attributes that define who we are as a Bank: at Cembra, we are resilient, dynamic, partnership-oriented, sustainable and engaged. Along with our ongoing digital transformation, these attributes will drive our long-term success.

Challenges inspire us to perform at our best, while our many years of experience and proven strategy provide stability.
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We keep pace with our changing environment. Responding quickly and providing flexible ­solutions are part of our everyday work.
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We value long-term partnerships that create added value for our partners – and ultimately our customers.
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We are committed to acting sustainably and responsibly. We foster sustainable behaviour through specific measures.
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Our employees make the difference. Engagement, responsibility and customer focus are the values we live by.
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CHF 3,216,000,000

was the market capitalisation of Cembra at the end of 2020


credit card transactions were processed by Cembra in 2020


customers have chosen Cembra as their preferred partner


employees from 39 different countries work for Cembra


sales area managers serve around 4,000 car dealers across Switzerland

CHF 3.75

is the dividend per share recommended at the Annual General Meeting